_Catastrophic health insurance
__Catastrophic health insurance
Looking for catastrophic health care insurance? Want to know how to get the best rate which has a reputable company? Here's how ...
Catastrophic Health Insurance
Catastrophic health insurance, also known as major medical care insurance, is a type of health insurance that will cover major medical and hospital expenses but won't pay for visits to your doctor, medications, or maternity care. Most plans cover hospital stays, surgeries, intensive care, Xrays, and also other hospital fees.
Catastrophic health care insurance is the cheapest of all health care insurance. Deductibles - the amount you spend on a claim before your insurer will pay - start at $500 and climb to $5,000 or more. Most plans have a very lifetime maximum benefit, known as a cap, of $1 million to $3 million. After you reach your cap you'll be able to no longer receive benefits plus your policy is canceled.
In case you have a particular pre-existing condition such as AIDS, coronary disease, diabetes, multiple sclerosis, or emphysema, you possibly will not be able to get a catastrophic health care insurance plan.
Catastrophic health insurance is often a good health insurance plan for you should you be relatively healthy, take few or no medications, and want to save money on your health insurance. Your plan may also be a good choice if you're retired instead of yet eligible for Medicare benefits.
Questions to Consider
Before you purchase a catastrophic health care insurance plan you need to ask yourself:
1. The amount does the plan cost?
2. Simply what does it cover and what is the lifetime obtain the most?
3. Can I afford to spend on doctor visits and prescriptions drugs?
4. The amount is the deductible and can I afford it?
Getting Cheap Catastrophic Health Insurance
In order to get the best price on catastrophic health care insurance you need to compare rates. The most effective way to do that is to go online and visit protection comparison website.
Once there you may be asked to fill out a simple questionnaire using your health history and the type of insurance you desire. After you fill out the questionnaire you're going to get health insurance quotes from a number of A-rated insurance agencies.
Looking for catastrophic health care insurance? Want to know how to get the best rate which has a reputable company? Here's how ...
Catastrophic Health Insurance
Catastrophic health insurance, also known as major medical care insurance, is a type of health insurance that will cover major medical and hospital expenses but won't pay for visits to your doctor, medications, or maternity care. Most plans cover hospital stays, surgeries, intensive care, Xrays, and also other hospital fees.
Catastrophic health care insurance is the cheapest of all health care insurance. Deductibles - the amount you spend on a claim before your insurer will pay - start at $500 and climb to $5,000 or more. Most plans have a very lifetime maximum benefit, known as a cap, of $1 million to $3 million. After you reach your cap you'll be able to no longer receive benefits plus your policy is canceled.
In case you have a particular pre-existing condition such as AIDS, coronary disease, diabetes, multiple sclerosis, or emphysema, you possibly will not be able to get a catastrophic health care insurance plan.
Catastrophic health insurance is often a good health insurance plan for you should you be relatively healthy, take few or no medications, and want to save money on your health insurance. Your plan may also be a good choice if you're retired instead of yet eligible for Medicare benefits.
Questions to Consider
Before you purchase a catastrophic health care insurance plan you need to ask yourself:
1. The amount does the plan cost?
2. Simply what does it cover and what is the lifetime obtain the most?
3. Can I afford to spend on doctor visits and prescriptions drugs?
4. The amount is the deductible and can I afford it?
Getting Cheap Catastrophic Health Insurance
In order to get the best price on catastrophic health care insurance you need to compare rates. The most effective way to do that is to go online and visit protection comparison website.
Once there you may be asked to fill out a simple questionnaire using your health history and the type of insurance you desire. After you fill out the questionnaire you're going to get health insurance quotes from a number of A-rated insurance agencies.